Pricing
Using Kassavirtanen is free.
You only pay when you invoice.
3% Service fee
You only pay when you invoice. The service fee is 3% of the invoice amount excluding VAT.
The service fee does not include withholding tax or social security contributions.
2.5% higher salary
Do you need your salary faster? With Instant Pay, you can receive your salary in your account even on the same day when the conditions are met.
The Instant Pay service fee is 2.5% + VAT in addition to the regular 3% service fee.
What is included in the 3% service fee?
- Sending invoices
- Salary payment
- Reminders and debt collection
- Accident and liability insurance
- Customer support
-
Notifications to the Tax Administration
and the Incomes Register
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Good to Know About Pricing
The service fee is 3% of the invoice amount excluding VAT. You only pay the service fee when the salary is paid.
In addition to the service fee, normal statutory deductions, such as withholding tax and social security contributions, are deducted from the salary. Kassavirtanen takes care of processing these payments on your behalf.
With instant pay, you can receive your salary faster, even on the same day, when the conditions are met. The additional fee for instant pay is 2.5% + VAT on top of the regular service fee.
Instant pay is available when you invoice companies, organizations, municipalities, or government entities. Instant pay is not suitable for invoicing private individuals.
For Kassavirtanen users, reminder and debt collection services are free of charge. If your client does not pay the invoice on time, we will help with payment reminders and, if necessary, debt collection.
Invoices with a payment term of up to 14 days can be approved for instant pay. Instant pay is not available for a company’s first invoice. In addition, the accuracy of the invoice may be verified with the client before the salary is paid.
Additional employment costs refer to statutory payments and deductions related to the salary, such as withholding tax and social security contributions. These are not included in Kassavirtanen’s 3% service fee but are handled during the salary payment process. Kassavirtanen takes care of processing the required payments on your behalf.
Does the service include insurance? Accident and liability insurance are included in Kassavirtanen’s 3% service fee according to the applicable terms.
VAT is added to the invoice according to the applicable VAT rate. Kassavirtanen’s service fee is calculated based on the invoice amount excluding VAT.
Instant pay can be granted for invoices with a total amount of up to €4,000, provided that the other instant pay conditions are met.
If the client does not pay the invoice, the instant pay already paid may be reclaimed or deducted from future salaries.
If the client does not pay the invoice, the instant pay already paid may be reclaimed or deducted from future salaries.
Kassavirtanen’s salary payment runs are currently processed at 9:00, 11:00, 13:00, 15:00, 17:00, and 18:00. Once the salary withdrawal has been processed and the required conditions are met, the salary will be paid in the next available payment run.
Please note that the completion of the salary payment may be affected by factors such as the invoice payment status, required information, and any necessary checks.
Start as a
light entrepreneur
Register with Kassavirtanen and invoice your work without having your own
company. You only pay when you invoice.
